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Ftb debt

Debt amount: 
$5000
Period debt occurred: 
June 2019
Has your case been referred to a collection agency?: 
Yes
Payment Type: 
Family Tax Benefit
Appealing Debt?: 
Yes in process
Tell us about your debt and how has this affected you? e.g. anxiety levels, financial and accommodation stress: 

I was on ftb with my one child in 2007 I left to go back home to nz in 2008 and I was still getting paid for about 4 weeks until I had lost my card so I didn’t see any of the ftb money. We moved back to Brisbane in 2017 and I get hit with a 5k debt which I never saw any of that money. This is my 2nd appeal because I don’t think it’s fair I have to pay all that money back when I never got to see or use any of it. I’ve been on a payment plan for the last 2years. They declined my first appeal and then I asked them to review so im still waiting to hear from them!!!