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They're wrong and they know it!

Debt amount: 
$5500
Date debt issued: 
Thursday, 15 December 2016
Period debt occurred: 
February 2013 to May 2014
Has your case been referred to a collection agency?: 
No
Payment Type: 
Newstart Allowance
Appealing Debt?: 
Yes in process
Tell us about your debt and how has this affected you? e.g. anxiety levels, financial and accommodation stress: 

I was working full time for half of the financial year and only 6 hours a week for the other half so when my yearly income was stupidly averaged out over 12 months the figures were just all wrong.

I told the nice lady at a Centrelink office that I have requested copies of my pay slips from my employer to prove that I hadn't been over paid and she gave me a 15 day extension to show proof or pay the debt. When I got my pay slips I entered all the relevant figures online and uploaded them to Centrelink.

The very next day I received a letter to say my payment was due. When I rang to tell them I had an extension and it was being reviewed I was told that there are no extensions and that I was to start a payment plan. I told them that I have proven beyond all doubt that I wasn't overpaid and therefore I refuse to start a payment plan.

They threatened me with debt collector stories, garnishee stories and additional fees so I agreed with their payment plan option.

When I told them that I was unemployed at present and not receiving any benefits they decided to give me a 2 month extension. I said that I had been told there are no extensions and that I would like that in writing.

That's where I'm up to. Waiting for another letter.

How do you feel about the way the Government has handled this process?: 

I was so confident that this debacle would sort itself out and at first I wasn't concerned because I knew I had done nothing wrong but when government employees threatened me with taking money out of my bank account I started to realise the seriousness of the situation. I was on the phone for 4 hours yesterday and haven't slept since. I am 55 years old and this is the first time in my life that I've been unemployed.