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NotMyDebt Stories

We are collecting stories on the site because we think it's important to have a way to people to add their voice to this issue by sharing their story. It's puts a human voice to the issues with using technology and automating systems and providing a blanket solution without providing staff and people that can right wrongs and help people when there is an error. 

Please share your story with us if you have a Centrelink debt story that you believe has been issued in error or due to a fault in the system. 

As frustrating as it is, persist with the appeals process, and know others are behind you. 

Stories are 100% anonymous

Debt amount:
$445
Payment Type:
Disability Support Pension
Appealing Debt?:
No
Date debt issued:
29 March 2018

What's the point of working if everything you declare is still not correct when a flawed algorithm is used.

For this exact same period I had an online audit with a real person in 2016 and everything was correct. Then they introduce this new system and now have to pay a double dip.

Debt amount:
$10000
Payment Type:
Carer Payment
Appealing Debt?:
Yes in process
Date debt issued:
30 October 2017

And on the saga goes. I m a carer for my severely disabled adult daughter. + I try and work a few hours, every now and then.

They reckon I owe them several thousand $ I’m angry, frustrated.
The fight goes on. As if I don’t have enough to worry about.

Debt amount:
$2500
Payment Type:
Youth Allowance
Appealing Debt?:
I don't know how to
Date debt issued:
1 March 2015

Suddenly I found myself with 2.5k of unjustified debt for periods where I was a full time student. Yet had to repay my allowance.

I am repaying at 10$ a week.
To me it is saving money as I am 100% sure the debt is incorrect just the process of fighting it is so painful... I’ll get round to it eventually

Debt amount:
$18000
Payment Type:
Youth Allowance
Appealing Debt?:
Yes in process
Date debt issued:
2 February 2018

I was slapped with 2 letters within hours of each other correcting amounts on my PAYG statements from 2013/2014 and 2011/2012.
A day later a letter without prior warning they claimed I owed $18,000 from "overpayments" made to me from 2011-2015! It's 2018!

Debt amount:
$18000
Payment Type:
Newstart Allowance
Debt amount:
$3700
Payment Type:
Sickness Benefit
Appealing Debt?:
Yes in process
Date debt issued:
8 March 2018

I worked intermittently that financial year due to poor health. I declared every hour that I worked.
Some fortnight's I earned a little, others a decent amount and many fortnight's nothing at all.
I have provided centrelink with all payslips, bank statements, medical certificates and my tax return.

Debt amount:
$2018
Payment Type:
Family Tax Benefit
Appealing Debt?:
I don't know how to
Date debt issued:
28 February 2018

This has seriously raised my anxiety levels as I do not have the time or resources to negotiate with a Centrelink staff member.

It is quite stress full having to explain your story to three or four departments in order to get the information across.

Debt amount:
$32054
Payment Type:
Carer Payment
Appealing Debt?:
I don't know how to
Date debt issued:
7 March 2018

Completely stressed out l called them and she kept saying l was supposed to go and tell them about our income which l did and we did our tax and l received a letter everytime telling me based on my income this is the amount you are entitled to and she then said that they got nothing to do with the tax which l know it's all bull if it was a

Debt amount:
$5491
Payment Type:
Newstart Allowance
Appealing Debt?:
I don't know how to
Date debt issued:
9 March 2018

I am currently paying off a debt ($2,057.36) from 2012 to 2013 for incorrectly declaring my income, I have been paying this debt off since 3 June 2017 on a hardship payment plan, paying $20 per fortnight.

Debt amount:
$20500
Payment Type:
Newstart Allowance
Appealing Debt?:
Yes in process
Date debt issued:
16 March 2018

Extreme levels of frustration, anxiety, stress, exhaustion, fatigue, depression

Debt amount:
$6322
Payment Type:
Newstart Allowance
Appealing Debt?:
I don't know how to
Date debt issued:
2 March 2018

Working freelance im often between jobs, this period is quiet and im struggling financially already then to receive a letter saying you owe $6322 made me furious.

Im currently expanding my business and in the same week have discovered my wife is pregnant so the timing couldn't have been worse.

Debt amount:
$2886
Payment Type:
Austudy
Appealing Debt?:
No
Date debt issued:
12 January 2018

I handled the news relatively calmly, I’ve heard that people incur these charges from Centrelink all the time.

It’s an ‘Overpayment by Centrelink’ between the dates given.

Debt amount:
$2500
Payment Type:
Newstart Allowance
Appealing Debt?:
Unknown

I got to say, I have started to become really anxious about this debt. I haven't felt this anxious in my whole life. It is really starting to affect my health. I'm having to spend hours of my work days on hold and getting upset. It is outrageous.

Debt amount:
$4023
Payment Type:
Family Tax Benefit
Appealing Debt?:
I don't know how to
Date debt issued:
11 December 2017

My family expected income estimate was already more then 80k but the CLink continue to pay some amount to me. Later some time after lodging tax return I found that I in debt of more than 4k. Why CLink didn't stop payments after the limits changed?

Debt amount:
$3500
Appealing Debt?:
Yes in process

I am writing this on behalf of someone else who has been caught up in this awful government debt issue.

Debt amount:
$6098
Payment Type:
Youth Allowance
Appealing Debt?:
No
Date debt issued:
9 February 2018

The debt has affected me by lowering my "faith" in an already corrupt system that appears to be based on guilty until proven innocent.

Debt amount:
$2
Payment Type:
Newstart Allowance
Appealing Debt?:
No
Date debt issued:
12 December 2017

Got a letter saying I was over charged on my payments & I got to pay back what I owe them...

$2.20, if I don’t pay back by a set date it be referred to a debt collector...

Debt amount:
$10000
Payment Type:
Abstudy
Appealing Debt?:
Unknown
Date debt issued:
8 January 2018

The debt claim happened in the middle of an exam period, and no job.

It resulted in my partner and I splitting up and I was forced to move back to QLD and live at home with my Dad.

Debt amount:
$2500
Payment Type:
Newstart Allowance
Appealing Debt?:
Unknown

Well, I finally have a letter which reads that I have to pay ~$2500 within a month. Of course, by the time you receive the letter after CentreStink's awful private number phone calls telling you your made up debt from 7 years ago, a few days have gone by which limits your time to act on the letter.

Debt amount:
$2798
Payment Type:
Newstart Allowance
Appealing Debt?:
Yes in process
Date debt issued:
5 February 2018

Currently working to earn a living unlike all the drugged up dole bludgers, paying off a mortgage, trying to live a decent honest life, this makes it very bloody difficult.

They won't be getting a cent off me!!

Debt amount:
$1500
Payment Type:
Newstart Allowance
Appealing Debt?:
I don't know how to
Date debt issued:
1 October 2016

In 2012 I was receiving a small amount of newstart as I returned to work after a severe illness.

Debt amount:
$6500
Payment Type:
Austudy
Appealing Debt?:
I don't know how to
Date debt issued:
1 December 2017

I am feeling so sick about this. Every time I have spoken to Centrelink Compliance over the last two months I have been withheld the requested information.
I am now at the stage where I must request the calculations through a FOI request.

Debt amount:
$2500
Payment Type:
Newstart Allowance
Appealing Debt?:
Unknown
Date debt issued:
7 February 2018

The last time I had to deal with CentreStink was 7 years ago. Since then I have had full time employment.

Debt amount:
$440
Payment Type:
Newstart Allowance
Appealing Debt?:
I don't know how to
Date debt issued:
12 February 2018

I found the email in My Gov inbox in the final quarter of last year.
Not one debt but bloody two!

Debt amount:
$3664
Payment Type:
Austudy
Appealing Debt?:
I don't know how to
Date debt issued:
2 January 2018

After spending many hours on the phone trying to get answers and a clear explanation of how I incurred my debt, I finally gave up and accepted the debt.
If I wasn't busy with work and family commitments I would have fought it more.

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