I constantly have this fear in the back of my mind how I can now pay back my mortgage and pay back this debt if it's decided that I do have to pay it back. It makes me feel sick! I'm so fearful to read those letters and answer their calls because it fills you with complete dread!
So far it's been all one sided, despite all the media and obvious mistakes that have been made, they're still adamant it's correct. I spent days collecting the documentation, across multiple casual and part time jobs whilst I was studying to prove that I had accurately reported. Even then I don't believe they have accurately looked at the information provided as every dollar value matched the reported amount!! Every Centrelink dollar went towards my HEC's debt, now I work full time in public health and have a mortgage and feel like I'm being punished for doing the correct thing! Furious and still trying to appeal this.